How-to Compare Medicare Advantage plans in Arizona
It’s important to evaluate plans by more than the carrier name and the monthly premium. We recommend taking inventory of your healthcare needs (e.g., doctor, specialists, medications, finances, etc.) to identify the most important benefits for you. If you need assistance choosing a plan, contact a Medicare insurance agent or call 1-800-MEDICARE
38 percent of Medicare beneficiaries in Arizona were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019.1
There are 58 different Arizona Medicare Advantage plans in 2019.1 Not every MA plan is available in each county, so it’s important to find out which plans are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Arizona.
Alternatively, Arizona beneficiaries can choose to get their Medicare Part A and Part B coverage through Medicare Advantage (Medicare Part C), which is also available through Medicare-approved private insurance companies. These plans must cover at least the same level of benefits as Original Medicare, but many also offer additional benefits, such as prescription drugs, health wellness programs, routine vision and dental, or hearing coverage. Medicare Advantage plans in Arizona may also have different costs than Original Medicare, and the specific benefits available will depend on your county and zip code. If you choose to enroll in a Medicare Advantage plan that includes prescription drug coverage, also known as a Medicare Advantage Prescription Drug plan, you can get all of your Medicare health and prescription benefits under a single plan. You must continue to pay your Part B premium as well as any Medicare Advantage plan premium.
To help Arizona residents navigate their health-care options, there are a number of resources available.
While Maricopa, Pima and Pinal Counties in the State of Arizona offer 27-30 different plan options for seniors, the remaining counties in Arizona offer fewer options; however, those options tend to be from the bigger-named carriers.
The three different types of plans offered to residents of the State of Arizona are HMO, PPO, and PFFS (Private Fee-for-Service plans). Depending on the Medicare providers, prescriptions, regular Medicare care and financial status of a senior, one type of plan may be more appropriate and advantageous over the next. This is why researching your options is important when enrolling in a Medicare plan.